Social insurance
09 November 2021

Social insurance

Social insurance

If you are in employment in Germany that is subject to social security contributions, your employer is obliged to register you with the statutory social security system (unemployment, pension, health, and care insurance as well as accident insurance). When you start your new job, this should be done automatically by your company’s HR department. The only requirement for this is that you and your family have registered with a health insurance company in Germany.

Healthcare

Since 2009, every person in Germany has been obliged to be insured with a health insurance company – regardless of whether it is a statutory or private insurance company. So remember to register yourself and your family with a health insurance company after your return to Germany. Whether you can be privately or legally insured depends on how you had health insurance in Germany before you emigrated, how long you were abroad and what work you do in Germany. If you are returning from a country in the EU, the EEA or Switzerland, you should have the E 104 form issued by your insurance company beforehand. You can use this form to certify the periods for which you have been insured in the respective health insurance system in the country. So be sure

A tip: As a rule, the health insurance company with which you were insured before you emigrated is responsible for you. Inquire with your old health insurer how you can insure yourself again.

Pension insurance

You may be able to take your pension insurance entitlements with you from abroad. However, this only applies to each country in the EU, the EEA, and Switzerland in which you have worked for at least one year. To do this, you must provide evidence of your insurance periods using the PD U1 form. You will find an address directory with the addresses of foreign offices for the exhibition of the PD U1. In individual cases, you can get advice from the Deutsche Rentenversicherung.

A tip: It is best to collect all certificates and other assessments that can certify your working hours.